Midflorida Zelle (2024)

FAQs

Does Zelle work with MidFlorida bank? ›

Peer-to-peer payment apps such as Venmo, CashApp, Zelle, and PayPal are making it easier than ever to pay friends and family. Download the cash transfer app* you choose, and connect your MIDFLORIDA account or debit card to the app.

It's easy. Zelle is already available within MidSouth Bank's mobile banking app and online banking within Bill Pay!

Hundreds of banks and credit unions of all sizes across the U.S. currently offer Zelle^® in their banking apps or online banking.

Some notable financial institutions that NerdWallet has reviewed and that don't participate directly in the Zelle network include Alliant Credit Union, American Express, Barclays, Connexus Credit Union, LendingClub Bank, Marcus by Goldman Sachs, Pentagon Federal Credit Union, SoFi and Synchrony Bank.

Both of the payment services are decently safe, have user-friendly interfaces, and allow you to conveniently send money when you need it. Zelle stands out from Venmo with its absence of instant transfer fees, but it also cannot be used as a wallet.

If your bank or credit union does not offer Zelle^®, you can use the Zelle^® app available through the app or play store with a valid Visa or Mastercard.

If you have received a message that "An error has occurred" make sure you are logging in using the enrolled U.S. mobile phone number with the same mobile device. If you have entered your enrolled mobile phone number and the information is correct, we'll need look into this further. Call us at 1-844-824-6613.

Zelle^® doesn't charge a fee to send or receive money. We recommend confirming with your bank or credit union that there are no fees for Zelle^® transactions.

If your bank or credit union is NOT listed, then download the Zelle^® app and enroll your Visa^® or Mastercard^® debit card. Note: Make sure you check that the email address or U.S. mobile number that you provided to the sender is enrolled with Zelle^®.

Can you Zelle someone who doesn't have Zelle? ›

What if the person I'm sending money to hasn't enrolled with Zelle®? If the person you're sending money to hasn't enrolled yet, they'll receive an email or text notification letting them know you've sent them money. They'll be guided through a few simple steps to get enrolled.

Sending, requesting and receiving money with Zelle® is always free for U.S. Bank clients.

You may find you can't use Zelle without a bank account - the only commonly available workaround is by using an eligible prepaid Visa or Mastercard debit card from within the Zelle network.

Users can have up to two emails addresses and two U.S. mobile phone numbers associated with Zelle. You can use Zelle at multiple financial institutions, but you must have a different email address or mobile phone number linked to each account you enroll with Zelle.

Yes, you need to have a checking or savings account at a bank or credit union to send or receive money using Zelle.

You can send, request or receive money with Zelle^®. To start using Zelle^® at MidCountry Bank, you must be enrolled in Bill Pay. If you are not already enrolled in Bill Pay, you can enroll by logging in to Online Banking or our mobile banking app.

How does it work? Under the Transfer Funds section in Online or Mobile Banking, you can select Linked Accounts and enter the routing and account number for your outside account. Then you'll confirm two small deposits to verify your ownership of the account. Once confirmed, you can begin making transfers.

The Zelle^® app is only available to users whose banks and credit unions do not offer Zelle^® directly to their customers. Because your financial institution offers Zelle^®, you can use it directly through your banking app (and online banking, if available) to send and receive money.